PagorampBeta
Sign in
Blog

News, guides, and product updates.

How to accept payments, settle in stablecoin, and grow across risk tiers.

What to actually look for in a high-risk merchant account provider banner
High Risk Merchant

What to actually look for in a high-risk merchant account provider

A low headline rate means little if it comes with a 10 percent rolling reserve held for 180 days. Here is what actually determines whether a high-risk merchant account provider is a good fit, beyond the number on the pricing page.

Osas Omoregie·Aug 30, 2026·3 min read
How to accept crypto payments without running a separate crypto stack banner
Payment Collection

How to accept crypto payments without running a separate crypto stack

Accepting crypto usually means running a second payment stack alongside your card processor: a separate wallet, separate reconciliation, and a separate settlement process. Here is how to accept it through the same integration you already use for cards.

Osas Omoregie·Aug 30, 2026·3 min read
Best Stripe alternatives for high-risk and emerging-market merchants banner
Comparisons

Best Stripe alternatives for high-risk and emerging-market merchants

Stripe’s acceptable use policy excludes an entire tier of legal businesses, and its coverage of emerging-market payment methods is uneven outside its strongest regions. Here is how the alternatives actually compare on risk appetite, settlement, and local payment method support.

Osas Omoregie·Aug 30, 2026·4 min read
Merchant cash advance alternatives banner
Capital

Merchant cash advance alternatives

A merchant cash advance can carry the equivalent of 40 percent or more in effective annual cost once factor rates and daily withholding are converted to plain terms. Here is how working capital against your processing volume compares, and what to check before you sign anything.

Osas Omoregie·Aug 30, 2026·4 min read
Stablecoin settlement vs. traditional payouts banner
Settlement

Stablecoin settlement vs. traditional payouts

A traditional payout can sit in transit for one to five business days. Stablecoin settlement moves the same funds in minutes, any day of the week. Here is what actually changes for merchants who switch, and when local payout still makes sense.

Osas Omoregie·Aug 30, 2026·4 min read